Buying a home is an important life decision. Make sure you consider these important tips before you buy:
- 1. Look at your finances and decide how much you can afford.
- start saving early (down payment, closing costs, moving expenses)
- keep check on your credit- avoid major purchases!
- 2. Explore Mortgage options
- types of mortgages (conventional,FHA, USDA, VA)
- compare mortgage rates and fees
- 3.obtain pre-approval letter prior to looking for home
- 3. Make sure to physical inspect the home and property for potential fixes and hazards.
- Do not skip the home inspection!
- 4. Tour the neighborhood at different hours to get a feel for the local atmosphere.
- 5. If you have children now or might in the future, check out the local schools.
- 6. Check the location of the nearest shopping, such as grocery stores, restaurants, and other stores you already frequent.